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Loan Forgiveness



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Act now while you can! Congress can discontinue these programs at any time!

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Federal Cosolidation Programs (read more)

Student Loan consolidation is the process of combining multiple loans into one new loan with one corresponding payment.  Most federal student loans can be consolidated into a Direct Consolidation Loan without the need of a credit check.  A Direct Consolidation Loan is a federal loan made by the U.S. Department of Education that allows you to combine one or more federal student loans into one new loan. As a result of consolidation, you will only have to make one monthly payment on your federal loans and the amount of time you have to repay your loan will be extended.

Are Your Wages Being Garnished? (read more)

defaulted student loans can make a bad situation worse. These garnishments can leave you making less than minimum wage, which will wreck havoc on your ability to keep up with unrelated debts and bills. A student loan becomes defaulted after 9 months of non-payment, and garnishment can begin immediately.  

Tax Off Sets (read more)

If you’re a Federal Student Loan Borrower, and you haven’t been making payments, be careful before filing your tax return.


One of the collection tools available for defaulted federal student loans is called a Federal Income Tax Return Intercept. Depending on the status of your federal student loan, you may end up losing your tax refund. Best to tread carefully


About Us The Center For Student Debt Reform is proud to be a financial advocate for students across the nation. With have more than a decade of experience, we have witnessed questionable banking practices and graduates burdened with crippling debt. You need our financial knowledge and experience on your side. Our specially-crafted plans are made to help families regain financial freedom. Center For Student Debt Reform is the best and most complete resource for your student loan problems and nightmares. We are one of the nation’s fastest growing providers of all student loan resources and rehabilitation information and services. The loan professionals at Center For Student Debt Reform will take you through the necessary steps required too quickly resolve all of your loan problems. We know that paying off student loans is a huge burden, and lenders do not make it easier by demanding payments that you cannot possibly manage to deliver. However, here at Center For Student Debt Reform, we put you, the student and borrower, first. Our loan professionals will work quickly and diligently on your behalf, exploring all of your options and finding you the best solution possible. Our goal is to make your payment manageable, ensuring your financial well-being and giving you peace of mind going forward in your career and your life.


Students Reading, Debt Relief in Saint Petersburg, FL

You can go to college. We can help.

We Can fix your student loan problems - we can:

Put an end to Administrative Wage Garnishments in as little as 8 WEEKS!

  • Stop Federal Tax Offsets so that you can receive your tax return
  • Remove the default status  to begin rebuilding your credit now!
  • Lead you to Loan Forgiveness Programs
  • Stop harassing and embarrassing collection calls!
  • Consolidate all of your student loans into one easy payment as low as $25


There are 40 million people in the US with student loan debt. The average student loan as of 2013 is $26,000 and this number is growing each year. That total student loan debt has topped 1 trillion dollars. Students are saddled with debt and sometimes the payments become hard to manage. If you have a federal loan, private loan or a Sallie Mae student loan, there may be some great money saving options available to you, included student loan forgiveness.

We were created with one purpose, to help graduates and their parents navigate how to manage student loan debt. There are many ways to help reduce the burden of student loan debt ; student loan consolidation and student loan forgiveness are just a few of the programs to help save your money, there may be options available to you.

Our Student Loan Debt specialists are available to explain all these programs. You will be provided a FREE, no obligation consultation to show you how student loan consolidation or student loan forgiveness may help you.



Receive more information about our business and services when you contact us 1-855-429-9577